Enter the amount you would like your CHIT to be worth. CHITs are activated when funds are received in that amount to activate the CHIT. By clicking submit below a CHIT number will be generated that can be used when the CHIT is activated. . . maximum amount is $100.

Step one is to make funds available for making a purchase online. You must forward the funds, either by PayPal, or money order (recommended). IT's VERY IMPORTANT that you copy your CHIT (voucher number) generated when you click the 'Submit' button above and save a copy for your records.

When you click submit an account number will also be generated that must be included when funds are mailed to activate the CHIT.

When you pay someone from your account, a new CHIT (new voucher number) will be generated that you can give to that person (or business). That number allows them to access the amount you specified either at the time of payment, or later when the business wishes to claim their CHIT. If so desired we will send them a check in that amount upon their request.

The business person or person you pay can verify their CHIT by coming back to our site's claim page and copying the CHIT number into the appropriate text box or they can have their site automated to process the payment automatically. At that point a new CHIT number will be generated and they will have sole ownership to that CHIT. Claim or verification can be performed at any time by the owner of a CHIT. If you suspect someone has a copy of your CHIT number and you want to change the CHIT number, you may reclaim in the same way and regenerate a new number at any time.

Once you open an account, payments are as fast as copy and pasting your CHIT. Payments to your account are also just as fast and easy when the individual or organization making the payment is paying from a COL account. Ideally you'll only have to open an account once and enough funds will be generated by you and people who pay you to process transactions online instantaneously, without having to make further deposits.