The majority of transactions in America and the World occur by paying with cash [circa 2003 when this was set up originally]. Estimates put this at a billion dollars a day. The second most common means is by check. Why? Because people are in control of their hard earned cash. Not only is the consumer in control of their purchasing power, but it doesn't cause inconvenience for the person they are doing business with. No charge backs, no transactions fees. Just hard earned cash the individual is proud to have earned and proud to be able to spend with a business person who is paid in full at the time of the sale.

A strong monetary system relies on the free flow of cash. The more easily money is circulated the more opportunity there is for people to earn. Easing the way for the flow of money is healthy for our economy, our country and the freedom we in America have fought and died for and are now proud to bring to the rest of the World.

I'd like to introduce Cash Online. Cash Online carries the convenience and sound principals of paying cash in person over the counter to paying cash on the Internet. Not only are consumers in control of their money and purchasing power, but merchants are assured of payment with no risks or restrictions by financial institutions. Even more powerful is that the funds can be transferred at the point of sale.

There are many opportunities here. Cash Online is bigger than any one person or organization. I hope you'll join with me not only in using Cash Online but promoting it and using it to support free commerce, enterprise and democracy. The opportunities are limitless and I need your help. You'll not only find opportunities to create revenue for yourself, as a banker, but you'll be promoting sound economic principals. Call or write today to set up your own Cash Online system and start generating revenue automatically, online.

You're getting in on the ground floor. That means working with the 'nuts and bolts' but the rewards will be far greater. By the time this is a polished product the opportunity will be diluted. It's going to take a lot of hard work. The first step is to get Cash Online working with a dedicated server and work with it to mold it into a finished product.

I have an operational package working right now. It processes payments, diverts a 0.025% fee to the banker's account for each transaction, uses point of sale capability, and automatically generates payment vouchers (CHITs) that are random and encrypted. Getting a software product online is the first step. Now we're ready to refine and polish this product into something that will take a place in the transaction process, which is estimated at a billion dollars a day. The potential revenue for cash online is in the billions.

Promotion is the key. It's a matter of time. Part of the process is battling for search engine position, which can be a full time job in itself. Creative marketing strategy can produce effective results and we would be ahead of the competition, in that their bureaucracies are incapable of pursuing cash online similar software.

Additionally hardware and server technology must be procured that maximizes utility. The encoded text files used to process payments are passed online so pursuing security in a system in an underground vault is pointless, for example. The safest data is backed up and Cash Online uses standard practices and protocol to maximize encryption, obfuscation and utility. At minimum a server software should be set up rather than using commercial web hosting companies. Unix security is tried and tested and translates to the core of the cpu operating system and the Apache server software, used by 60% of Internet service providers, is free, powerful, and open source so we can carry our encryption processes into the core of the server.

We must also work toward product improvement. Currently Cash Online operates in a text medium, universal to the Internet. It should be adapted for graphical appeal which consumes the bulk of any software development process. Current conventions require graphical development for separate platforms such as Windows and Java which has universal application outside of Windows. It would also be important to develop and refine management tools that are effective and streamline the management process. Currently I'm developing Windows and Java GUI's and an XML/schema. The Cash Online system will also utilize EDI formats, commonly used when working with government agencies and other private institutions.

The most effective budget would include consultation fees for industry experts. Maximizing the effectiveness of the server would require interviews with some of the most experienced web masters in the area. I would have to operate as a full time programmer to refine the Cash Online system for a broader market appeal, including I would recommend banking software that can be easily maintained and managed, as a package for distribution.